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ABOUT SOMA Digital CBS for SACCOS

SOMA – The Digital Management System for SACCOS

SOMA is a modern, secure, and reliable digital system designed to support SACCOS and cooperative institutions in managing members, finances, loans, and regulatory information with efficiency, transparency, and security.

Security-first
Roles • OTP • Audit trail
Real-time data
Finance • Loans • Members
SOMA Snapshot
  • Built for cooperatives: members, loans, finance, and governance.
  • Secure by design with role-based controls and audit trails.
  • Real-time data for faster, informed decision-making.
24/7
Availability
99.9%
Uptime target
+Analytics
Actionable insights

About SOMA

SOMA (System for Organizational Management & Automation) is a digital solution developed to address the real operational needs of cooperative institutions. The system simplifies daily operations by eliminating paperwork, improving data transparency, and enabling leadership to make informed decisions using accurate, real-time data.

SOMA complies with security standards, financial regulations, and cooperative governance guidelines.

Core Modules of SOMA
Member Management
Member registration and management
Savings & Shares
Manage member savings and shares
Loans Management
Application, approval, and repayments
Account & Finance
Income, expenses, transactions
Reports & Analytics
Financial & operational reporting
User Roles & Approvals
Security controls & approvals
MUVU System Integration
Regulatory and compliance integration
Member-first

Smooth onboarding, accurate member records, and instant visibility into savings, shares, and loans.

Fewer disputes
Finance-ready

Cashbook, GL, income/expense tracking, and role-based approvals keep finances compliant and transparent.

Audit friendly
Integrated

MUVU compliance integration plus analytics dashboards give leadership real-time oversight.

Data-driven

Demo & System Access

We provide an opportunity to experience SOMA through a dedicated Demo Environment.

Note: Demo access is intended strictly for training and evaluation purposes.
Why Choose SOMA
  • High-level security (OTP, Roles & Audit Trail)
  • Transparent financial information management
  • Fast and accurate reporting
  • Compliance with cooperative laws and regulations
  • User-friendly and adaptable to institutional needs

Resources & Stories

Publications & Brochures
  • SOMA Brochure
  • User Manual
  • Technical Documentation
  • Compliance & Regulatory Guides
Download Pack
Videos & Media
  • SOMA Overview Video
  • User Training Videos
  • Admin & Teller Walkthroughs
Watch Library
Testimonials

“Since we started using SOMA, the management of our SACCOS has significantly improved.”

— SACCOS Management
Trusted by cooperatives

Begin your digital transformation journey today with SOMA.

Empower your SACCOS with secure, transparent, and efficient operations.